Debt Management Company, Write Off Debt, IVA Advice, Avoid Bankruptcy

As Debt Management experts, Money and Debt Freedom deal with hundreds of clients every day. We are licensed by the Office of Fair Trading under the Consumer Credit Act to provide debt counselling services. We have helped our customers greatly reduce their monthly outgoings and helped them get their finances back under control. We also helped reduce their debts by negotiating with their creditors to freeze or greatly reduce the interest they are charging.

It allows you to consolidate all of your payments on credit cards, personal loans, store cards and catalogue accounts into a single, more affordable payment every month. Money and Debt Freedom will deal with all your creditors on your behalf which will take away the stress and worry of constant phone calls and letters.

You will have your own dedicated personal advisor who will know all the details of your plan and will be able to help you.

For a Debt Management Plan, each month, we will deduct a percentage from your monthly payment as a management fee with a minimum of £30. This covers everything to do with managing your debts for you, ensuring your creditors are paid, answering any queries from you and your creditors and generally taking away the stress and hassle of worrying about your debts.

There is a lot to do in setting up your plan so we will retain up to your first 2 payments(dependant on your circumstances) as a set up fee.

The fees for an IVA vary according to your individual circumstances. These will be discussed with you by your Personal Advisor.

We will send you regular statements and conduct a full review with you every six months. That way you will see that everything is under control and running smoothly. You can also request a statement at any time.